Life Insurance Companies You Trust
There are hundreds of life insurance companies to choose from. We help you find the right policy with the right provider, with ease. Of course, we rank them for the lowest premium first so you can be sure you’re getting the best life insurance rates every time.
AIG Life Insurance
National Life Group
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Top 7 Questions People Ask Us About Life Insurance
If you intentionally lie on your life insurance application, are killed by your beneficiary, or die doing something that is excluded by your policy, your life insurance beneficiary will not receive any money from your life insurance.
Life insurance pays the death benefit to its beneficiaries for most causes of death. Illness, suicide after the challenge period, most accidents, and death from natural causes are covered by your life insurance.
Many insurers have exclusions in their policies for deaths that occur during dangerous activity, such as flying an airplane or diving. Illness, suicide after the challenge period, most accidents, and death from natural causes are covered by your life insurance.
YES! If you can. InsuranceLatino.com only works with the Latino community and 85% of our clients are undocumented. Click here to find out more!
If you don’t have a social security number, you can still get life insurance.
There is nothing in any life insurance manual that indicates that you absolutely must have an SSN to purchase a policy. It is not an industry requirement. However, here is the catch. Although it is not necessary to have a social security number to purchase life insurance, most insurance companies require it.
And that’s where the problem arises. There are hundreds of life insurance companies to choose from. Each company will have its own guidelines, for requiring that a person have a social security number. Also, each company will have their own guidelines, as to how they enroll a person without a «status» here in the US When you combine not having an SSN, and not having an iTIN (tax identification number), your options will be very limited. in terms of companies that can offer coverage.
Not necessarily. There are life insurance options that do not require a medical exam. That said, these policies are typically more expensive because they skip a step in the underwriting process that insurers rely on to better understand your life expectancy.
But, there are several companies that will not charge you a higher price for not wanting to complete one. Click here to find out more!
The cost of life insurance varies based on your age, health, lifestyle choices, and how much life insurance coverage you are getting.