INSURANCELATINO.COM – WHERE YOU ARE THE PRIORITY!

The InsuranceLatino.com agency is run by a life insurance professional, who leads the business in a positive way focused on helping each client.

Our company specializes in all types of life insurance (term life, universal life, whole life insurance, life insurance for Final Expenses and annuities).

Omar Sanchez

Every business starts with a simple question.

For the founders of InsuranceLatino, that question was: “Why don’t we Latinos buy life insurance? And when we do, why is it such a frustrating experience?

Frustrating is an understatement. Navigating the insurance world is confusing, stressful, and a step backwards in time. And even after purchasing a policy, people worry about not having got the best deal or they wonder if the life insurance company will even pay.

InsuranceLatino is on a mission.

Our team is daily inspired by our simple mission:

«To help Latinos get the financial protection they need and feel good about it.»

By combining Spanish-speaking agents with expert advice, InsuranceLatino eliminates the hassle of comparing and buying insurance. We will find the best price for you, answer all your questions and cover you, because we do not work for the insurance company, we work for you.

Helping Latinos: We couldn’t be more excited about it. And we hope you will join us on this journey.

Frequently Asked Questions.

1. How does InsuranceLatino make money?

La compañía de seguros de vida nos paga una comisión cuando lo ayudamos a encontrar una póliza de seguro de vida, presentar una solicitud y obtener la aprobación. Las comisiones ya están incluidas en el costo del seguro de vida, por lo que no está pagando más por trabajar con nosotros (o cualquier agente o corredor). Nuestras comisiones son similares en todas las aseguradoras de vida con las que trabajamos, por lo que nunca tenemos favoritos.

2. How is InsuranceLatino different from other life insurance sites?

We have worked hard to make InsuranceLatino the only insurance site you will ever need. This means…

+We offer the best life insurance companies so you don’t have to buy elsewhere.
+We offer the most accurate online quotes.
+We explain in Spanish what you need to know so you don’t have to look for it elsewhere.
+We don’t sell your information to life insurance agents. Our team is with you from start to finish.
+If the insurer approves your application at a different rate than what we quote, we will compare your offer to see if another life insurer can beat it.
+All this service at no additional cost for you.

3. Shouldn’t I try more than one comparison site?

Maybe, but we’ve worked hard to provide the easiest life insurance shopping experience you’ll find online. We offer the widest selection of A-rated life insurance companies so you can find the right policy for you.

Plus, any life insurance policy you see on our site will not be cheaper on another comparison site. That is because each life insurance company submits its rates to state regulators, and all must show those filed rates. And if you see the same life insurance policy for a cheaper rate elsewhere, be sure to compare apples to apples. Is it the same amount and the same type? Did the other site ask detailed health questions to make sure they can quote it accurately? We do that, but not all sites do so.

We deliver on our promise, making it easy for you to save your quotes with us (we email them to yourself) to keep shopping. And when you’re ready to buy your insurance policy, we hope you’ll come back to us.

4. Are the life insurance quotes on the InsuranceLatino site accurate?

We like to say that we are not in the business of surprises. Our life insurance quotes are the most accurate available. Other sites take your basic information and show you the best kind of health price. That is not the correct way to quote. We collect more medical information in advance to display the most accurate quotes possible (as long as you provide us with accurate information).
If the price on our site is higher than what you are seeing elsewhere for the same life insurance policy, that site may not show you an accurate quote. More than 80% of the policies we sell are within $ 10 of what we quote.
If our site cannot quote you instantly (which happens when someone has a more complicated health history), one of our authorized consultants can quote you on a personalized basis.

5. Shouldn’t I buy directly from a life insurance company?

There is no reason to do so (and a great reason not to). First, you don’t save money by buying directly from the life insurance company. By law, the price you get from a certain life insurance company is the same through them, or through an agent or broker.
Second, the rate you are quoted may not be the rate at which you are approved. Life insurance companies go through a process called ‘underwriting’ in which they look at your medical history and risk profile to determine if the rate they quoted is actually accurate. If you apply directly with the life insurance company and are approved at a different rate, you are stuck. They won’t help you determine if you can get a better deal elsewhere. If you apply through InsuranceLatino, we will compare that offer to all the life insurance companies we work with to see if they can beat it. No additional work for you and no additional cost. Who can I talk to if I have questions?
A certified InsuranceLatino expert is available to help you with your questions. Email us at contacto@insurancelatino.com.

FROM OUR PRESIDENT AND FOUNDER

Hello, my name is Omar Sánchez. I am part of the first generation of Mexican Americans in my family. In other words, the “Pocho”. Ha ha! I speak Spanish very well but I studied all my life in schools where English was spoken, so sometimes I have to look for the correct words when I express myself in Spanish.

Five years ago I decided to form my company to help Latinos with financial matters and especially with life insurance.

My passion began when I was offered benefits at my first formal job and I asked my parents for advice on what to choose. And what do you think? They had no idea how to guide me.

My father is from San Jeronimito, in the Mexican state of Guerrero, and my mother is from Hermosillo, Sonora, also in Mexico. They did not have the privileges that my siblings and I could have of studying at the university. And they did not learn to manage their finances either. Like most Latinos, we did not like to talk about death. I think that’s the reason why my Latino parents, godparents, uncles, and friends don’t have life insurance.

InsuranceLatino is here to teach Latinos the benefits of having finances in order and having life insurance to protect their loved ones. The costs are lower than one can imagine and the benefits are huge.

My wish is to give you a hand, and that is why I contacted companies that can help you, whether you have social security or not.

Please fill out the form or send an email with your questions. And don’t worry about putting your personal information on the website, it is a secure portal.

InsuranceLatino is here to help you.